Personal Savings
Personal Savings
This savings helps you stay disciplined and reach your financial goals effortlessly. Whether you're saving for school fees, a new car, a wedding, or any other big expense, we’ve got you covered with two flexible savings plans, Target Savings and Locked Savings


Target Savings
Target Savings
This type of savings plan allows you to set a specific goal and save towards it at your own pace. Whether it’s school fees, a car, a wedding, or any other important expense, you stay in control of your savings. If you ever need to withdraw before reaching your goal, you can—but with a 1% penalty on your interest to encourage disciplined saving.
- Set a savings goal and timeline.
- Save at your own pace with regular deposits.
- Need to withdraw early? You can break your savings anytime, but a 1% penalty will be deducted from the interest earned.
- Earn competitive interest while staying in control of your money.



Locked Savings
Locked Savings
This type of savings plan is designed for those who want to stay disciplined and committed to their financial goals. Just like Target Savings, you can save towards anything—school fees, a car, a wedding, or any major expense. The key difference? You cannot withdraw your savings until you reach your goal, ensuring you stay on track while earning higher interest.
- Set a savings goal and lock in your funds.
- Choose your savings duration (e.g., 3, 6, 9, or 12 months).
- No withdrawals or breaking until you reach your target.
- Enjoy higher interest rates for your commitment.




Company Milestones
One Platform, Endless Savings
Whether it’s personal, business, or group savings, Ajo360 gives you the right tools to save the way you want.
Your Money, Your Way
Take control of your finances with Ajo360—whether it’s personal, business, or group savings. Download the app today!



Your Money, Your Way
Take control of your finances with Ajo360—whether it’s personal, business, or group savings. Download the app today!


