Personal Savings
Personal Savings on Ajo360 is built to help you achieve your goals with ease.
You can choose between AjoTarget, a flexible goal-based plan, or AjoLock, a disciplined fixed plan, both designed to make your money grow faster.
AjoTarget
Saving for personal goals can sometimes feel overwhelming, but AjoTarget makes it simple and rewarding. This plan is built to help you stay focused on what matters most, whether it’s paying tuition, securing your rent, planning an event, or making a big purchase.
Here’s how it works: you set your savings goal, choose how often you want to save (daily, weekly, or monthly), and commit to it. Every deposit grows with up to 15% interest per year, ensuring your money grows alongside your consistency.
The plan encourages discipline, but still gives you flexibility.
AjoLock
This plan is designed for people who want to save with discipline and enjoy higher returns. Unlike flexible plans, AjoLock requires you to lock your savings for a fixed period, helping you avoid the temptation to spend while your money grows.
You choose how long to lock your funds, and during this time, the money cannot be withdrawn or broken. In return, you earn up to 25% annual interest, one of the highest rates available, making it a good way to grow your savings.
Once your lock period ends, your money, along with the interest earned, becomes available for withdrawal.
Download. Save. Grow.
From personal goals to business plans and group contributions, Ajo360 helps you stay on track while making your money work harder for you.
Download. Save. Grow.
From personal goals to business plans and group contributions, Ajo360 helps you stay on track while making your money work harder for you.