Ajo360 – Save it. Stack it. Smile.

Your money, your goals, your way.

Join thousands

already growing their money faster, safer, and smarter with Ajo360.

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We understand your money challenges

Our mission is to help people and businesses save smarter, grow faster, and achieve financial freedom.

About Us

Saving Made Easy for Everyone

Launched in 2025, Ajo360 is a digital savings platform built to make money work for you. Whether you’re setting aside funds for personal goals, securing capital for your business, or saving together with family, friends, or colleagues through group savings, Ajo360 gives you a safe, flexible, and rewarding way to grow your money.

Built for You

Why Save with Ajo360?

Flexible Plans for Everyone

Save your way — personal, business, or group. Daily, weekly, or monthly, you’re in control.

High Returns, No Hidden Charges

Earn up to 25% yearly. No hidden fees, no surprises , just growth.

Safe and Always Accessible

Your money is secure, easy to manage, and quick to withdraw.

Savings That Fit Your Goals

Our Savings Plans

Savings Plans

Personal Savings

Save towards your personal goals with flexible or fixed plans. Whether it’s rent, school fees, or future projects, this plan helps you stay consistent and disciplined.

Savings Plans

Business Savings

Designed for small and medium businesses, this plan helps you grow funds, manage expenses, and access low-interest loans to support your growth.

Savings Plan

Group Savings

This plan is for friends, families, and teams who want to save together. Everyone contributes, and each member gets their turn to enjoy the payout.

Full Control

Saving Made Simple, Just For You

Made for You

Your Savings, Your Way

With Ajo360, you can save for what matters most, personal goals, business growth, or group contributions. Our flexible plans make saving simple, secure, and rewarding.

Start Small, Grow Big

Even little amounts build up over time.

Stay Motivated

Track progress and celebrate milestones.

Grow Confidently

Build financial habits that last a lifetime.

Smart Savings Tracker

Stay on Top of Your Saving

Keep an eye on your progress and stay motivated to reach your goals. With Ajo360, you’ll always know how much you’ve saved, how far you have to go, and get helpful reminders to stay consistent.

Track Your Progress in Real-Time

See your savings grow and stay focused on your goals.

Simple Goal Adjustments

Easily update your targets as life changes.

Secure Tracking

Your money and progress are always safe.

blog & insights

Latest news and

updates

, June 23, 2025

Why Group Savings (Ajo) is the Smarter Way to Save

, August 29, 2025

3 Smart Ways to Reach Your Financial Goals Faster

, September 15, 2025

Why Digital Thrift Savings are Safer Than Cash Contributions

Frequently Asked Questions

We’re Here to Clear
Things Up

Is my money safe with Ajo360?

Yes! Ajo360 uses secure encryption and trusted financial practices to keep your money and data safe.

What savings plans does Ajo360 offer?

Ajo360 offers Personal Savings, Business Savings, and Group Savings (Ajo) to help you save individually or with others.

Can I withdraw my money anytime?

For Target plans (AjoTarget & AjoBizTarget), you can withdraw early but a small penalty applies (1% or ₦5000 if your savings are above ₦5000). For Lock plans (AjoLock & AjoBizLock), withdrawals aren’t allowed until maturity.

What's the interest rate for each of the savings plans?

AjoTarget & AjoBizTarget – earn up to 15% interest rate.

AjoLock & AjoBizLock – earn up to 25% interest rate

How do I invite others to join my Group Savings (Ajo)?

The admin adds members by entering their phone numbers, and an invite is sent via SMS to join the group.

Ajo360 App

Download. Save. Grow.

From personal goals to business plans and group contributions, Ajo360 helps you stay on track while making your money work harder for you.

Ajo360 App

Download. Save. Grow.

From personal goals to business plans and group contributions, Ajo360 helps you stay on track while making your money work harder for you.

Join thousands already growing their money faster, safer, and smarter with Ajo360.

Our mission is to help people and businesses save smarter, grow faster, and achieve financial freedom.

Saving Made Easy for Everyone

Why Save with Ajo360?

Flexible Plans for Everyone

High Returns, No Hidden Charges

Safe and Always Accessible

Our Savings Plans

Personal Savings

Business Savings

Group Savings

Saving Made Simple, Just For You

Your Savings, Your Way

Start Small, Grow Big

Stay Motivated

Grow Confidently

Stay on Top of Your Saving

Track Your Progress in Real-Time

Simple Goal Adjustments

Secure Tracking

Latest news and updates

We’re Here to Clear Things Up

Is my money safe with Ajo360?

What savings plans does Ajo360 offer?

Can I withdraw my money anytime?

What's the interest rate for each of the savings plans?

How do I invite others to join my Group Savings (Ajo)?

Download. Save. Grow.

Download. Save. Grow.

company

Save

Join thousands

already growing their money faster, safer, and smarter with Ajo360.

Latest news and

updates

We’re Here to Clear
Things Up