Save Smarter, Reach Your Goals
Secure & Flexible Savings for Everyone
Ajo360 helps you save with purpose. Whether it’s for personal goals, business goals or group thrift. Enjoy high interest rates while saving toward your dreams.
Our Story
Launched in 2025, Ajo360 is a financial platform designed to help individuals and businesses save, grow, and access funds with ease. Whether you're saving for personal goals or need financial support to grow your business, Ajo360 provides a secure and flexible way to manage your money.
With smart savings plans, investment opportunities, and easy access to business loans, we make sure you have the financial tools you need to succeed.
Effortless Savings
Smart Investments
Easy Business Loans
Secure & Flexible Platform
Savings That Fit Your Goals
Our Savings Plan
Your Savings,
Your Way
Ajo360 helps you save for the things that matter most—whether it's personal goals like rent, school fees, or major purchases, business savings that build capital and give access to loans after 365 days, or group savings that let people contribute together and support each other’s financial goals.
Workflow Solutions
Stay on Top of Your Savings
Keep an eye on your savings progress and stay motivated to reach your goals. Our tracker lets you see how much you’ve saved, how far you have to go, and helps you stay consistent with reminders and insights.
Company Milestones
One Platform, Endless Savings
Whether it’s personal, business, or group savings, Ajo360 gives you the right tools to save the way you want.
Your Money, Your Way
Take control of your finances with Ajo360—whether it’s personal, business, or group savings. Download the app today!
Your Money, Your Way
Take control of your finances with Ajo360—whether it’s personal, business, or group savings. Download the app today!
Frequently Asked
Questions
The admin creates a group, sets the contribution amount, payout schedule, and late penalties. Members are invited via SMS and contribute as agreed.
Yes! Ajo360 uses secure encryption and trusted financial practices to keep your money and data safe.
Ajo360 offers Personal Savings, Business Savings, and Group Savings (Ajo) to help you save individually or with others.
Yes, but it depends on the plan. Target Savings allows early withdrawals with a 1% penalty on interest, while Locked Savings cannot be withdrawn until maturity.
Interest is earned based on your savings plan. Locked Savings offers up to 15% per year, while Target Savings offers up to 10% per year,
The admin adds members by entering their phone numbers, and an invite is sent via SMS to join the group.